Chapter 1

👋 Welcome to BudgetPro

Overview and how BudgetPro keeps you safe-to-spend every day.

Welcome to BudgetPro!

BudgetPro is a comprehensive financial management application designed to help you take control of your money. Whether you're living paycheck to paycheck or simply want better visibility into your finances, BudgetPro makes budgeting simple and intuitive.

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What Makes BudgetPro Different? Unlike traditional monthly budgeting apps, BudgetPro organizes your finances around your actual pay schedule. This means you always know exactly how much you can spend between paychecks.

Getting Started

Step 1: Set Your Current Balance

Click on your balance in the header or go to Settings to enter your current account balance. This is the starting point for all calculations.

Step 2: Configure Your Pay Period

Tell BudgetPro when you get paid:

Weekly - Every 7 days
Bi-weekly - Every 14 days (most common)
Semi-monthly - 1st and 15th of each month
Monthly - Once per month

Step 3: Add Your Bills

Enter all your upcoming bills with their amounts and due dates. Mark them as recurring if they repeat regularly.

Step 4: Add Expected Income

Add your paychecks and any other expected income with their expected dates.

Step 5: Check Your Safe to Spend

BudgetPro automatically calculates how much you can safely spend each day while still covering all your bills!

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Pro Tip: Set a minimum balance reserve in Settings. This ensures you always keep a safety cushion in your account.

Key Concepts

Safe to Spend

This is the amount you can freely spend without affecting your ability to pay bills. It's calculated by taking your balance, subtracting pending bills, adding expected income, and subtracting your minimum reserve.

Pay Period

The time between your paychecks. BudgetPro shows all bills and income within your current pay period, making it easy to see what's due before your next paycheck.

Daily Budget

Your Safe to Spend amount divided by the days remaining in your pay period. This helps you pace your spending throughout the period.

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Example: If your Safe to Spend is $400 and you have 10 days until payday, your daily budget is $40. Spending less than $40/day means you'll have extra left over!