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Chapter 16

โ“ Frequently Asked Questions

Common questions and answers.

Frequently Asked Questions

General Questions

What is the "Safe to Spend" amount? +

Safe to Spend is the money you can freely use without affecting your ability to pay bills. It's calculated as:

Current Balance - Pending Bills + Expected Income - Minimum Reserve = Safe to Spend

This ensures you always have enough for your obligations while knowing what's available for discretionary spending.

Why does BudgetPro use pay periods instead of months? +

Most people think about money in terms of when they get paid, not calendar months. If you're paid bi-weekly, you have 26 pay periods per year, not 12. Organizing your budget around pay periods gives you a more accurate picture of what you can spend between paychecks.

What is the Minimum Balance Reserve? +

This is a safety cushion that BudgetPro will always protect. If you set a $500 minimum reserve, your Safe to Spend will never dip into that amount. This helps prevent overdrafts and ensures you always have emergency funds available.

Bills & Income

How do recurring bills work? +

When you mark a recurring bill as "Paid," BudgetPro automatically advances its due date to the next occurrence. For example, a monthly bill due on the 15th will move to the 15th of the next month. If you accidentally mark it paid, you can click again to undo and restore the previous due date.

What's the difference between One-time, Recurring, and Varied bills? +
  • One-time: Bills that occur only once and don't repeat
  • Recurring: Bills that repeat on a regular schedule (weekly, monthly, etc.)
  • Varied: Bills that repeat but on irregular schedules
Can I edit a bill's name? +

Yes! Simply click on the bill name in the Upcoming Bills table. It will become an editable field. Make your changes and click away or press Enter to save. Don't forget to click "Save Changes" to persist your edits.

Calendar

What do the colors on the calendar mean? +
  • Purple highlight: Current pay period
  • Yellow background: Today's date
  • Red items: Bills due
  • Green items: Income expected
  • Dashed border: Projected/future recurring items
  • Strikethrough: Paid/received items
Why do I see projected items on the calendar? +

Projected items (shown with dashed borders) represent future occurrences of your recurring bills and income. This helps you see what's coming in future months based on your current recurring items. They're automatically calculated based on your schedule settings.

Technical Questions

Is my data saved automatically? +

Changes to bill/income amounts and dates require clicking "Save Changes" to persist. However, marking bills as paid/unpaid and editing the current balance save immediately. Always look for the confirmation toast message to confirm your changes were saved.

Can I access BudgetPro on my phone? +

Yes! BudgetPro is responsive and works on mobile devices. Simply navigate to the site in your mobile browser. For the best experience, we recommend using the landscape orientation on smaller screens.