Chapter 2

✨ How BudgetPro Works

From pay schedule to daily safe-to-spend: the full workflow.

How BudgetPro Works End-to-End

BudgetPro combines your pay schedule, current balance, upcoming bills, and expected income to calculate a safe daily budget.

1. Pay Period Intelligence

You tell BudgetPro exactly how and when you get paid. Supported intervals (plan-dependent):

Weekly
Bi-weekly
Semi-monthly
Monthly
Quarterly & Yearly
Custom intervals

2. Bills & Income

You add your recurring bills and income sources with amounts and due dates. For recurring items, BudgetPro can auto-advance the next due date when you mark them as paid or received (if enabled on your plan).

3. Minimum Balance & Lookahead

Set a minimum balance reserve so you never accidentally drop below your comfort zone. Then enable lookahead to reserve money for future pay periods if upcoming bills will be higher than income.

4. Safe-to-Spend Calculation

Each pay period, BudgetPro computes:

Your starting balance
Remaining unpaid bills in the period
Expected income still to arrive
Your minimum reserve and upcoming-period reserve

From this, it calculates a safe-to-spend daily amount for the rest of the pay period.

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If you have $2,000 in your account, $1,200 of bills remaining this period, a $300 reserve, and 10 days left, BudgetPro will tell you exactly how much is safe to spend per day so you don’t touch bill money or your reserve.